{"id":11264,"date":"2021-06-18T18:13:23","date_gmt":"2021-06-18T12:43:23","guid":{"rendered":"https:\/\/www.fintoo.in\/blog\/?p=11264"},"modified":"2021-06-22T16:48:09","modified_gmt":"2021-06-22T11:18:09","slug":"everything-about-term-plans","status":"publish","type":"post","link":"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/","title":{"rendered":"Everything about Term Plans"},"content":{"rendered":"\n<p>You cannot predict what is there waiting for you in the future. There are always lots of uncertainties and causalities coming up for you in the future and you are always unaware about it. These uncertainties cause a drastic financial crisis to your family and closed ones. You can help your loved ones by planning for your and their future and apply for a&nbsp;term insurance plan.&nbsp;Choosing the best term insurance plan for you can be a tiring task and that you must be well aware of the needs and requirements of your family at the present times and the future.<\/p>\n\n\n\n<p>1.What is Term Insurance? <\/p>\n\n\n\n<p>2.Why buying a term insurance is important? <\/p>\n\n\n\n<p>3.Who should buy term insurance? <\/p>\n\n\n\n<p>4.What is the right time to buy term insurance? <\/p>\n\n\n\n<p>5.How much term insurance to buy? <\/p>\n\n\n\n<p>Related Article &#8211; <a href=\"https:\/\/www.fintoo.in\/blog\/top-secrets-choose-best-term-insurance-plan\/\">Top Secrets to Choose the Best Term Insurance Plan<\/a><\/p>\n\n\n\n<p>6.What should be the policy term? <\/p>\n\n\n\n<p>7.What is covered under term insurance plan? <\/p>\n\n\n\n<p>8.What are riders? <\/p>\n\n\n\n<p>9.What are the tax benefits of term insurance? <\/p>\n\n\n\n<p>10.Can I atleast get my premiums back on completion of tenure? <\/p>\n\n\n\n<p>11.Can I have 2 or more term plans? <\/p>\n\n\n\n<p>A term plan is the purest form of life insurance. It not just ensures your family&#8217;s financial security but also gives an option to protect them from critical illnesses. In today&#8217;s video, we have answered the most commonly asked question: What should be the policy term? Can I have 2 or more term plans? What is the right time to buy term insurance? and many more.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Everything about Term Insurance Plans  - Friday First Cut Episode 27\" width=\"940\" height=\"529\" src=\"https:\/\/www.youtube.com\/embed\/XPsOehc25-Q?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen class=\"no-lazyload\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>To get started with personalized Automated financial planning visit &#8211; <a href=\"http:\/\/bit.ly\/Financial-Planning-Tool\">http:\/\/bit.ly\/Financial-Planning-Tool<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You cannot predict what is there waiting for you in the future. There are always lots of uncertainties and causalities coming up for you in the future and you are always unaware about it. These uncertainties cause a drastic financial crisis to your family and closed ones. You can help your loved ones by planning [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":11265,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[809],"tags":[1100,1098,1102,1110,953,818,101,64,1109,316,206,1107,1108,1101,1097,1106,1111,1099,1104,1103,1105],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Everything You Need To Know About Term Plan - Fintoo Blog<\/title>\n<meta name=\"description\" content=\"A term plan is the purest form of life insurance. It does not just ensure your family&#039;s financial security\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Everything You Need To Know About Term Plan - Fintoo Blog\" \/>\n<meta property=\"og:description\" content=\"A term plan is the purest form of life insurance. It does not just ensure your family&#039;s financial security\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/\" \/>\n<meta property=\"og:site_name\" content=\"Fintoo Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fintooapp\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-18T12:43:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-22T11:18:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.fintoo.in\/blog\/wp-content\/uploads\/2021\/06\/FFC-27.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nidhi Manchanda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FintooApp\" \/>\n<meta name=\"twitter:site\" content=\"@FintooApp\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nidhi Manchanda\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/\"},\"author\":{\"name\":\"Nidhi Manchanda\",\"@id\":\"https:\/\/blog.fintoo.in\/blog\/#\/schema\/person\/15696107a9a027cf8cfe4723332c8384\"},\"headline\":\"Everything about Term Plans\",\"datePublished\":\"2021-06-18T12:43:23+00:00\",\"dateModified\":\"2021-06-22T11:18:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/\"},\"wordCount\":277,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/blog.fintoo.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.fintoo.in\/blog\/wp-content\/uploads\/2021\/06\/FFC-27.jpeg\",\"keywords\":[\"best term insurance\",\"best term insurance plan in india\",\"best term plan\",\"Death Benefit\",\"Fintoo\",\"Friday First Cut\",\"Insurance\",\"LIFE INSURANCE\",\"Maturity Benefit\",\"Tax Benefits\",\"term insurance\",\"term insurance explained\",\"term insurance in english\",\"term insurance india\",\"term insurance plan\",\"term insurance policy\",\"term insurance vs whole life\",\"term life insurance\",\"term plan benefits\",\"what is term insurance\",\"whole life insurance\"],\"articleSection\":[\"Friday First Cut\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/\",\"url\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/\",\"name\":\"Everything You Need To Know About Term Plan - Fintoo Blog\",\"isPartOf\":{\"@id\":\"https:\/\/blog.fintoo.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blog.fintoo.in\/blog\/everything-about-term-plans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.fintoo.in\/blog\/wp-content\/uploads\/2021\/06\/FFC-27.jpeg\",\"datePublished\":\"2021-06-18T12:43:23+00:00\",\"dateModified\":\"2021-06-22T11:18:09+00:00\",\"description\":\"A term plan is the purest form of life insurance. 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