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Insurance, Personal Finance

Health Insurance Claim Settlement Ratio: What You Need to Know

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byfintooNovember 25, 2025

We all know the drill: picking a health insurance plan can feel like a mountain of paperwork and fine print. You weigh the cost, check the hospital network, and maybe glance at a few reviews. But here’s the secret truth: when a medical emergency hits, none of that matters as much as one single number. It’s the Claim Settlement Ratio (CSR), and it’s the most honest indicator of whether your...

Friday First Cut

Types of health insurance covers

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byfintooApril 26, 2021

You cannot predict what is there waiting for you in the future. There are always lots of uncertainties coming up for you in the future and you are always unaware of it. These uncertainties cause a drastic financial crisis to your family and close ones. Getting health protection as early as possible is becoming extremely important. But do you know the various types of health insurance coverage...